UPI, upgraded for every place you pay

Pay nearby. Defend every rupee. Earn on every visit.

Payzzo knows when you are at a shop, temple, salon, restaurant or event, and turns that moment into a one-tap UPI payment that is verified, announced and rewarded.

  • Money moves bank to bank over UPI
  • Payzzo never holds your money
  • Works with the UPI app you already use
  • English, हिंदी, मराठी
Payzzo app home screen with Pay nearby, monthly spend and recent payments
Payment verified screen showing ₹250 paid to Sharma Kirana Store
Payment verified₹250 to Sharma Kirana
Fake screenshot blockedNo credit from the bank
₹692 MDR saved todayvs. the same sales on card

One app, three promises

Pay. Defend. Earn.

01

Pay

Open Payzzo and the shop you are standing in is already on screen. No hunting for a QR, no typing a UPI ID. Your own UPI app completes the payment.

02

Defend

Every payee is a verified merchant. Swapped QR stickers get flagged, and the soundbox speaks only when the bank confirms the money, so fake screenshots fail.

03

Earn

Customers earn cashback and offers on verified visits. Businesses save on fees, see real footfall and earn a share of brand rewards.

Built for both sides of the counter

For people who pay

For people

For people who pay

  • Pay the shop you are in with one tap
  • Know you are paying the right UPI ID
  • Cashback and offers on verified visits
  • All your payments and places in one history
Learn more
For businesses that get paid

For businesses

For businesses that get paid

  • A smart soundbox that only speaks for real money
  • Route payments across several UPI IDs and banks
  • Footfall, busy hours and repeat-customer insights
  • See the card fees you save on every UPI payment
Learn more

How it works

From standing there to paid, in seconds

  1. 01

    Walk in

    Payzzo recognises the venue from its Wi-Fi or a small Payzzo sensor. No QR needed.

  2. 02

    Tap to pay

    The right UPI ID for that counter is chosen for you. Approve in your own UPI app.

  3. 03

    Verified and announced

    The bank confirms the credit, the soundbox announces it and both sides get a receipt.

  4. 04

    Rewarded

    Cashback, offers and visit history land in your app. The business sees the verified visit.

See how it works

Why now

24.07 bnUPI payments in September 2026 alone
0.4%UPI merchant fee on payments above ₹2,000 from 15 October 2026
100 mnaffluent Indians expected by 2027, up from about 60 mn in 2023

Sources: NPCI data reported by DD News (Oct 2026), Moneylife (Oct 2026), Goldman Sachs. DD News · Moneylife · Goldman Sachs

Payzzo Business

Your shop, in your pocket

Live collections, every UPI ID and its limits, soundbox health and the fees you saved, in the Payzzo Business app and on the web Console.

  • Today’s collections and payments by counter
  • Routing rules across UPI IDs and daily caps
  • Alerts before a UPI ID hits its limit
  • Staff access by store, with OTP sign-in
Learn more
Payzzo Business app Today screen with collections and UPI ID caps
Payzzo Business insights with collections and MDR saved
Payzzo smart soundbox

The Payzzo app

Pay nearby, from your pocket

Payzzo for Android and iPhone is launching soon. Sign up your business today so your customers find you on day one.

Coming soonGoogle Play Coming soonApp Store
Payzzo app showing shops near you with the most likely match on top

Ready to make every visit count?

Sign up in two minutes. Our team calls you to set up your UPI IDs, soundbox and venue.