How it works

A proximity layer on top of UPI

Payzzo detects that someone is at a place, picks the right UPI ID for that moment, and confirms the payment, without ever touching the money.

  1. 01

    Detect

    The Payzzo app recognises the venue from its existing Wi-Fi or a small Payzzo sensor. Wi-Fi identifiers are compared as keyed hashes.

  2. 02

    Route

    Payzzo picks the business’s UPI ID for that counter and amount, following its rules and daily caps.

  3. 03

    Pay

    Your own UPI app opens with the payee filled in. You approve with your UPI PIN. Money moves bank to bank.

  4. 04

    Verify

    Payzzo waits for the bank’s confirmation of the credit before anyone is told it worked.

  5. 05

    Announce and reward

    The soundbox announces it, both sides get a receipt, and verified visits unlock offers.

Security

Where the money goes

Customer’s bank → UPI network → business’s bank. That is all. Payzzo sits beside the payment, not in it: it decides the payee, confirms the outcome and keeps the record.

Five surfaces, one platform

Payzzo app

For people paying and donating.

Payzzo Business app

For owners and staff on the go.

Payzzo Console

For operations, partners and multi-store businesses.

Soundbox and sensor

At the counter and the door.

Partner SDK

Inside dining, ticketing and other apps.

Ready to make every visit count?

Sign up in two minutes. Our team calls you to set up your UPI IDs, soundbox and venue.